Our business Funding Solutions
Whether you’re bridging cash flow gaps, scaling operations, or financing purchase orders — we provide you with business loan offers tailored to your unique situation.
We look beyond your financials, security or track record. We find alternative financing solutions to accommodate your needs.
We back your growth!
Friendly Terms
Custom Payment Plans & Adjustable Rates
We work with you to create a repayment plan that fits your cash flow.
Quick & Easy
Access and Compare Multiple Offers Without the Hassle
Smart Rewards
Early Settlement Discounts & Re-Advance Options
Save more when you pay early and unlock additional funding on existing loans.
Secure Process
Your Information, Protected at Every Step
Confidential, compliant, and secure from start to finish.
Purchase Order Funding
Purchase Order Funding (PO Funding) gives you the capital and resources you need to fulfill purchase orders without cash flow interruptions. With our solutions, you’ll never have to turn down large opportunities or worry about upfront costs.
We also provide tender funding, ensuring you have the financial backing to secure and deliver on both government and corporate contracts.
At Smooth Funding, we make PO and tender funding simple and reliable. From sourcing supplies to managing logistics and final delivery, we support you every step of the way — helping your business grow with confidence and deliver successfully on every order.
Flexible and accessible PO Funding
Open-minded approach to PO Funding means we do our best to help your application succeed. This is true even if you are a startup or small business, or if others have rejected you.
Sourcing & logistical support
We give you more than just PO financing. We find the supplier and match the goods to the purchase order. We ensure a smooth process so you can deliver the order on time.
PO Validation and Verification
Our PO Funding specialists will validate and verify your purchase order to make sure you get paid after you deliver your tender. This enables you to grow your business with confidence.
Specialist business process support
We offer much more than PO Funding. We offer specialist support for business processes, finances, and seamless operations to help South African businesses grow with ease.
Contract Funding
Contract Funding provides the capital you need to fulfill large contracts, whether with government agencies, corporates, or private clients, without straining your cash flow. Instead of waiting for milestone payments or upfront deposits, you get the funds to deliver your commitments on time and at full quality.
With Smooth Funding, Contract Funding goes beyond just financing. We offer end-to-end contract administration support, helping you manage supplier payments, project timelines, and compliance requirements. This ensures your contracts are executed smoothly from start to finish.
Our solutions are designed to help businesses take on larger, higher-value contracts with confidence. You maintain operational momentum, deliver on promises, and build stronger relationships with clients — all while Smooth Funding manages the financial and administrative complexities behind the scenes.
Invoice Financing
Invoice Financing gives your business quick access to working capital by unlocking the cash tied up in unpaid invoices. Instead of waiting 30, 60, or even 90 days for clients to pay, we advance you the funds you need now — keeping your operations running smoothly.
With Smooth Funding, you get more than just liquidity. We tailor invoice financing solutions that bridge cash flow gaps, strengthen your ability to meet payroll, purchase stock, or reinvest in growth. We ensure you get paid faster, while still maintaining good relationships with your customers.
We provide end-to-end debtors book management and administration, which means we help you track outstanding invoices, follow up on payments, and maintain professional communication with your customers. This takes the burden of collections off your team while ensuring your cash flow stays predictable.
Term Loan
Term Loans provide businesses with a lump sum of capital repaid over a fixed period. Whether you need funds for expansion, purchasing equipment, or scaling operations, a term loan offers predictable repayment and flexible structures to suit your cash flow.
Smooth Funding connects you to the right offers and terms that fit your business model, ensuring you have sustainable financing to achieve long-term growth.
Bridging Loan
Bridging Loans give you short-term capital to cover urgent needs while waiting for expected funds — whether from seasonal sales, contract or pending payment.
Our tailored solutions help you keep operations moving, settle critical expenses, and avoid downtime. With Smooth Funding, you can bridge the gap seamlessly and maintain your business momentum.
Merchant Cash Advance
A Merchant Cash Advance provides fast funding in exchange for a percentage of your future sales. It’s a flexible option for businesses with strong card or digital sales but unpredictable cash flow.
With Smooth Funding, you get MCA solutions that grow with your revenue — no rigid repayment schedules. This makes it ideal for SMEs in retail, hospitality, and services who need immediate access to working capital without traditional loan restrictions.
Revenue-Based Funding
Revenue-Based Funding allows your repayments to flex in line with your business performance. Instead of fixed monthly installments, you repay as a percentage of your revenue, making it easier to manage during slow months.
Smooth Funding helps you access revenue-based financing that aligns with your growth journey — ensuring you scale without unnecessary financial strain.
Asset Finance
Asset Finance enables your business to acquire or lease essential equipment and vehicles without large upfront costs. From manufacturing machinery to transport fleets, you get the tools you need to operate and grow.
Smooth Funding ensures you access competitive asset finance options tailored to your industry — so you can focus on building your business while your assets pay for themselves.
Inventory Finance
Inventory Finance unlocks capital to purchase and manage stock before sales are realized. Instead of tying up working capital in goods that sit in warehouses, you get funding to stock up for peak demand or large contracts.
At Smooth Funding, we help you access inventory finance solutions that keep your supply chain fluid, your shelves stocked, and your sales opportunities maximized.
About US
Empowering SMEs with funding, advisory, and growth support.
Address
12 Taylor Road, 20 Bali Starling, Roodepoort, Honeydew Manor, 2170
Contacts
(+27)-71-713-7802
Support@smoothfunding.co.za
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